If you spend any time online, you know that digital fraud, scams, and spam are ever-present threats. From fake websites to phishing emails to malware, there are plenty of ways to be defrauded without even realizing it. That’s why it’s so important to protect yourself by paying attention to these six tips.
1) Don’t be greedy
When it comes to digital frauds, scams, and spam – don’t be greedy. If a deal sounds too good to be true it most likely is. Look at each email asking for money with a skeptical eye before you pull out your credit card. It doesn’t hurt to ask yourself questions like: Could someone really be sending me money just because I clicked on their link? How can they afford that? Is there anyone else they are sending money as well?
2) Monitor your emails
Just as with snail mail, your inbox is where most spam comes into contact with your physical mailbox. You should be aware of any emails that include threats of malware or financial fraud. They may be fraudulent scams sent out by cybercriminals or they may be phishing attempts by legitimate businesses who are hacked. If you receive an email that looks suspicious, don’t click on it; rather call or email whoever sent it directly. Also, avoid downloading apps or clicking on links in unsolicited messages.
3) Do business with companies you know
Let’s say you need a new computer. A vendor will offer you a fantastic deal—you can get their product for free if you just give them your credit card information. Don’t do it! That is an example of how digital fraud and scam works. Researching companies before doing business with them is important so that you can be sure they are reputable.
4) Keep an eye on your bank account
Your financial security can be compromised in an instant via digital fraud. The best thing you can do is keep a close eye on your bank account. This means checking it regularly—preferably every couple of days or so—so that you know what’s going on at all times. If you don’t have time for frequent visits, set up online access alerts.
5) Use anti-virus software
There are a lot of free anti-virus options available today. Look for a reliable program that’s compatible with your operating system and keep it up-to-date. This simple step can prevent some of those common spam emails from ever reaching your inbox in the first place. Plus, there are now anti-spyware programs out there that can protect you against other online threats as well.
6) Trust your gut
If a website looks unfamiliar or is overly complicated, you’re more likely to be scammed. If something doesn’t seem right about an offer or product on a site, it probably isn’t. Research is key when making decisions online; always check reviews and feedback on websites before choosing any particular course of action.
