Digital scam (also called spam or fraud) has become an issue that impacts everyone online. Most people have probably encountered some type of scam at least once before, whether it’s from unsolicited emails, pop-up ads or fake product reviews on platforms like Amazon and Yelp. Luckily we got a chance to talk to Faisal Abidi, co-founders of RNF Technologies, and got to know that there are several simple steps you can take to avoid being scammed when using the internet.
1) Most spam messages are easily recognizable
something like You have won an Apple iPhone or anything for sale. Fraud takes many forms, so knowing how to spot it is key. Here are ten signs that your digital transaction might be a fraud. How many did you know?
2) Easy Steps To Report A Scam
Reporting scammers is crucial because it not only helps you protect yourself, but it keeps them from reaching out to other potential victims. The first thing you should do is report scams in every form and method possible: block spam emails, press spam numbers to speak with operators (this will effectively keep them from calling anyone else), file complaints with your local police department, and the internet service provider.
3) Update your security software regularly
Hackers are always inventing new ways to steal your money and valuable personal information. Make sure you have an antivirus program that keeps your device’s software updated regularly and protects you from malware, viruses, and other cyber threats. You can also download available anti-theft software to help recover stolen devices in case they go missing or get stolen.
4) Use up-to-date antivirus software
An up-to-date antivirus application is your first line of defense against viruses and other malware. And, since it’s impossible to have too much protection, consider using two or more antivirus software programs on your computer—just make sure that they’re not from competing companies. For example, both Kaspersky Lab and McAfee use different detection technologies; using one as a complement to another can help provide additional security.
5) Use strong passwords and follow password safety guidelines
Strong passwords are your first line of defense against hackers, so make them as secure as possible. Unfortunately, memorizing dozens of random strings isn’t ideal for most people—which is why services like 1Password can be invaluable in helping you create complex passwords that you don’t have to remember.
6) Educate your family about scammers
The more you educate your family about how scams work, how they can spot signs of fraud, and what steps they should take if they think someone is trying to steal their identity or credit cards, etc., will go a long way in keeping them safe online. Scammers are not only highly advanced when it comes to technology but also smart and convincing. By arming your family with knowledge, they’ll be able to protect themselves online without having to rely on you.
7) Watch out for phishing schemes
Phishing is when someone tries to trick you into giving up your passwords or personal information by sending an email that looks like it’s from a trusted company or person. It’s easy for scammers to use fake emails and websites that look real, so be suspicious if you get any messages that ask for personal information. If you’re not sure whether an email is real, call or check directly with whoever it claims to be from.
8) Don’t overshare on social media
Most social networks allow you to be as open as you want about your daily life and habits. And for most people, that’s exactly what social media is used for—showing off what they have, getting re-approval from friends and family, telling their story. However, it’s also providing scammers with information they can use against you—which is why you need to be careful with how much personal information you share online.
9) Avoid offers that seem too good to be true
If you receive an offer via email or letter that sounds too good to be true, it probably is. Remember that every job and work-at-home opportunity is best verified with research; don’t take anyone at their word before doing your due diligence. Even in real estate, if a deal seems too good to be true, there’s no harm in exercising extra caution.
10) Understand the real purpose of an online ad
The purpose of an online ad is to look like content, not sell. If you see an ad that looks like content, do your best to ignore it or report it if you think it violates standards. Learn more about how phishing scams work and how they differ from malicious attacks.
